5 years and 4 months

Posted: May 24, 2013 in otiose

I am five years and four months away from being completely debt free.
That’s three years behind schedule, because I couldn’t tolerate working 80 hours a week.

You think I’m more responsible than you, because I’ve enveloped my debt in good credit,
but I’m not.

A third of my debt is from one fuck up; one three month stretch of time
when I really should have changed my mind instead of hesitating.
Maybe I could have saved a lot more than money.
An additional several thousand dollars in interest and three years of my life are from a single move.

I’m impulsive and neurotic…and I don’t always take care of myself.

You work harder than me.
You make more money.
You care a hell of a lot more than I do.

I just pay my bills.

You actually have significantly fewer debts to default on than I do.
I’m trying to help you.

In seven years, creditors will lend you whatever you want, and in five years and four months…
I might consider myself a responsible adult.

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